This happened hardly 2 hours ago at 10pm today night.
I was waiting at one of the junctions for the signal to turn green, my wife and kids were inside the car.
Signal turned green and I sedately move the car forward, when I heard some big banging sound on the left side.
![Frustration](https://www.team-bhp.com/forum/images/smilies/Frustration.gif)
My heart stopped for a moment because I couldn't really know what happened. My wife told me that she can see two bikes on road.
I parked the car on the side and got out. I could see only one bike there.
I was happy when I saw that the two guys were standing on their feet. They told me that another stupid guy came in between them and my car and while trying to accelarate fast from the signal point they first hit the bike on left and then fell down hitting my car. And before these guys could stand up, they fled the scene. On knowing that these guys were perfectly allright, I went up to check my car's left door, where I heard the big noise. During my walk towards the car, I was thinking about the hassles of claiming insurance and fate of my impending long drive which is to happen in two days time. Also I doubted whether what these guys told were right or wrong.
There was a dent and a scratch (about 10cm in dia). I felt really bad, but soon I regained composure and began to think like, it was only this much. Soon the two guys came near me and some other people who were standing in the bus stop near by also came. They too told about the presence of another bike and a guy speeding past after the hit. No one noted down the number of that bike too.
Now the questions which I have are
1. What could I do, if I had got hold of those drunken maniacs, rather than creating a scene and giving them an earful, due to which I am not going to earn anything?
2. The dent is too small when compared with the big bang sound which I heard. Still a dent is a dent and a scratch is a scratch. What can I do to repair this?
3. My insurance for this year ends tomorrow midnight, and I have already paid for the next insurance. Is it better to claim insurance and do the dent repair?
4. Since no case is filed as I did not report it to the police, if at all I have to claim insurance, how do I make a claim?
Only tomorrow morning I will be able to see the actual damage. Your suggestions will be of great help for me to take a decision.