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![]() | #1981 | |||
Senior - BHPian ![]() Join Date: Feb 2011 Location: SG
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| Re: Emigrating to a Foreign Land! Quote:
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In 1972, my dad got on to a train from Kerala and went off on a 4 day journey to Delhi. A journey, which back in those days would be tougher than one flying to Europe or US from India today ( except for the visa/immigration hassles). Had he not done that, I may not be sitting here typing this message. The point is, in life there are no things black and white. Each of us have our own truths and need to take decisions based on what works for us. I had hoped that this thread stops being a sermonizing thread but every now and then it gets back to the same track. But now I have accepted that also as one truth and made peace. However once the debate dies down a bit, I have some practical questions for trying to evaluate a possible move to Europe ![]() Last edited by vibbs : 21st December 2022 at 19:33. | |||
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![]() | #1982 | |
Senior - BHPian ![]() | Re: Emigrating to a Foreign Land! Quote:
Let me be clear that I admire the social net that most European countries are able to provide for their citizens. As human beings, we have a responsibility to take care of others amongst us who may not be able to do so themselves, whether due to disability, injury, or unfortunate circumstances. While I am disinclined towards patriotism or familial affiliations, I will choose charity and betterment of the living every single time. I also identify with your views on birthplace being accidental. In these, there is no daylight between us. I stress upon this to show that my views are not targeted at you in the least. Let us also not forget that the ability of European countries to now be rich enough to provide such safety nets is built, in large part, upon the rape and plunder of Africa and Asia. If Europe were to pay back even a tiny fraction of what it stole, most European cities would resemble Mogadishu in a few years, with similar levels of social security. If Europeans were in fact so fair minded and concerned about welfare irrespective of skin colour, immigration would be open to all as a meritocracy - along the lines of certain other Western countries. The case in point, of Ukrainian war immigrants, is very instructive. They have been welcomed with open arms, and as you pointed out, even been given some tax breaks, simply because they are white. Meanwhile, many Alan Kurdis continue to drown. India, on the other hand, is a great place to live if you are rich and well connected. Having the right caste, and to a certain extent skin colour, is always an advantage. Very few countries will allow you to break or at least creatively interpret the law with such impunity, depending on wealth and stature, as India does. | |
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![]() | #1983 | ||||||
BHPian ![]() Join Date: Nov 2013 Location: Bangalore
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In my own case, I suffer from genetic auto immune diseases which I could only get diagnosed for after pursuing the experts in the field. I had no realistic hope of learning about this from our average physicians. I understand an average fellow person may not have the resources to pursue the expert, but that begs the question : Should I not have avenues to pursue and should I wait till everyone has the same opportunity ? I have heard dreadful stories about the time it takes to get a physician appointment in EU countries. Sometimes that wait is 3 months or more. So hypothetically a disease that could have got diagnosed sooner (Say colon cancer for example), get diagnosed when its too late. Please share factual data or your experience in getting doctor appointments. I believe the govt needs to play an active role in making health care affordable and accessible to all. I am not sold yet on the mandatory public health systems. call me biased, but I think India has got it just right. Just look at the cost of essential medicines Vs rest of the world (without insurance and paying a bomb for it). You could get an ECG in India at dead of the night under 200 rupees. Try getting this in Europe. I attach a lot of this advancement to allowing people to offer private health care (though regulated). Quote:
Agree with you 100%. Right to live, right to basic education and right to basic healthcare are fundamental in my book as well. When you say who pays how much - Isn't this a very important question. If we pay over 50% of income as tax and not save for a rainy day, assuming the government will take care of it all - Isn't this promoting irresponsible saving habits ? Currently in most EU countries, the social spending as a %ge of GDP is >25% and rising. When its my time to retire, I very much doubt the govt has the resources to pay old age pensions to everyone who contributed. Quote:
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Will do. Thanks again for your insightful post. | ||||||
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![]() | #1984 | |
Distinguished - BHPian ![]() | Re: Emigrating to a Foreign Land! Quote:
Our office in Gurgaon is as empty at 16.30, as our HQ in Stockholm or our office in Dallas. But even so, I am not so sure why an employee has to be available 24/7. Why should you have to take that video call at 22.00 Hours? You see it as Europeans being mollycoddles, some might say the others are being exploited by their employers. It is just a matter of perspective and what you find relevant, important and what a society can afford and wants to afford, I believe France made it illegal for employers to contact their employees beyond normal working hours. Think of it, why are you reading emails at mid night just before you go to bed? And when your alarm clock rings the first thing you do is check your work emails? Is that healthy? Is that normal? Should it be considered normal. How long do you think you last keeping that up? Etc. Each to its own, but exploitation and mollycoddling are in the eye of the beholder on what you consider normal, fair and what an employer can expect from an employee. Look for productivity statistics and you will soon discover it is not about working a lot of hours, but being smart about what you do in the hours you work. I am no saying one system is better than the other. It’s about preference, your personal motivation, what you feel your employer can expect from you, how that extra effort would be rewarded etc. I have been available 24/7 for almost 40 years. I get calls when I am sitting down with my family for Christmas dinner. I get a huge escalation during the funeral of my father. I could not attend a family reunion because of work. And I have postponed more holidays than I care to remember or can even begin to count. Yes, I have made a great career to the very top of the pyramid in an International business. I have operated at C level,across the world, been asked to sit on boards and so on. Made a good deal of money too. But I never expect this endless dedication from all my employees. Sure, those on my management team. But for most people this sort of life would quickly result in disaster. My experience is that most people are perfectly willing to work hard, don’t mind the occasional extra hour or so, but also look for a private life next to or beyond their professional career. That might be different to understand in a country such as India. Where hard work and working harde then the next guy might get you and your loved ones a better (material) life. But this is the big difference between countries as India and many western countries. Most people can make a pretty decent living, own or rent a nice house/apartment, get their kids a good education, buy a car and so on. That doesn’t make them lazy, they have just different expectations on how they would like to live their lives. If you want to work 24/7 you can, but work/balance is hugely important in the west. You can call that mollycoddles, but I feel that is unfair, it suggest those who work harder, bent over backwards for their employer are supposed to be held in higher regard? I don’t think so. Each find itself in a different situation and you can’t compare. You can be a bus driver, a teacher, a car mechanic, in the west and you will be much better off, relatively than your peers in India. You don’t need to go to university to make a decent life. If you earn more than Euro 100.000 annually you find yourself in the top 1% earners in the Netherlands. That is only less than three times the median salary! It is difficult to imagine how equalised Dutch and other western societies are if you have never lived here. I am not passing judgement on one system or the other. But it is appropriate to question each system and to understand what makes it tick and what motivates people. Very different, not better of worse, just veryndifferent I believe. Jeroen Last edited by Jeroen : 22nd December 2022 at 02:00. | |
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![]() | #1985 | ||||||||
Distinguished - BHPian ![]() | Re: Emigrating to a Foreign Land! Quote:
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I am no expert on this, just my opinion. I believe the NHS system has been underfunded for decades. Especially during Tory governments. It has also been, maybe as a consequence been mismanaged. There is nothing wrong with private health care as such. But in the UK only 13% can afford private health care. The other 87% have no option but to stick with the NHS. And here comes the cruncher. Many of the doctors, surgeons and so on work in both the NHS and private. Add Brexit which meant a lot of the nurses and supporting staff were kicked out of the country and you begin to understand the challenges of the NHS. It is severely underfunded and understaffed. Not sure if this news has reached India, but there are, for the first time ever, huge strike ongoing in the UK with respect to NHS workers, noticeably nurses, ambulances and so on. This is supposed to be a country that regards itself as the pinnacle of western civilisation. But it can’t get an ambulance to you if you are in desperate need. And even if it does, when the ambulance arrives with you in the back at the hospital you might have to wait for hours and hours before you will get admitted. It is a real mess. Our surgeon friend Philip worked four days a week in the NHS, the fifth day he actually rented the facilities, office, waiting room, theatre, nurses, staff from the NHS. He made as much money during that one day private work as during four days of NHS. His biggest gripe was the NHS management. Which had no clue, none whatsoever what he was actually doing. If you came to consult with him, he would examine you thoroughly. And then he would tell you, I can fit you in four months from now, unless you go private in which case I can see you next week. How odd is that? Bottomline, the UK has a system where if you have money, you can get better and quicker medical care than those who don’t. To me, that is wrong. Period. If I would find myself in a situation where I could buy me or my wife to the front end of the que I would probably do so. The flesh is weak as they say. So I am very happy being in the Netherlands where that is simply not possible. We dont have private health insurance and virtually no private hospitals, apart from the odd cosmetic surgeries. Well, if you want your lips, boobs, butt deformed quickly and at a considerable expense, be my guest! Studies have been done which suggest that if the extra money spend by those 13% of folks getting private insurance was pumped into the NHS, most if not all problems would disappear!! Quote:
And your place in the que to see an expert should depend on the severity of your ailment, not on how much you can afford to spend on health care. (Just my opinion of course) both my wife and I are suffering from some serious ailments and we are both seen by the top experts in the Netherlands, as part of our normal Health insurance. Some insurance will offer you a discount on your premium if you allow them to choose your medical provider. It’s a choice, we like to chose our own, so we pay a few euro’s extra! Quote:
If there is a real emergency you will be take care off of course. But yes, waiting times can be a bit of a challenge here and there. I also believe that Indian visit doctors way to frequently. You can see some comments in earlier post from members who migrated to the Netherlands. We are supposed to make some good judgement calls, Just because your kid is running a fever, doesn’t mean he/she has to see a doctor! Mind you, in order to get to see a specialist you almost always need a referral from your GP first. And he/she might try a few things themselves first before referring you to a specialist. Quote:
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A very good question. And it requires quite the elaborate answer. Again, I am no expert in these matters, and I will greatly simplify to try and illustrate what I think is happening. Up till some years ago, the Dutch pension schemes were considered the best in the world. In terms of robustness, pay out and so on. Nothing nowhere would come close. The Dutch pension scheme is split into two parts. Everybody over the age of 25 years builds toward a so called state pension. 40 years gets you the state pension. People who are employed pay toward a mandatory company organised pension scheme. In the past these company provided pension schemes would pay out about 70% of your last earned salary. On top of that you would get the state pension and when you retire your income tax has a lower tax rate bracket too. So effectively, from a nett income perspective you would be about the same as your last salary. Dutch pension funds are extremely regulated. In what they can invest and how many reserves they need to keep. Their reserves needed to be about 110-115% of the outstanding pension obligations at any time. But we have gone through a couple of decades of very low interest rates and an increasing average life span. Which effectively means both the company provide pensions and the state pension need to pay out longer. When you look at the demographics of the USA, it is far more favourable than the Netherlands or the EU. They have a much younger population. As we speak the Netherlands is about to introduce the largest pension transition/transformation ever. Rather than a guaranteed pension income everybody will get a personal pension pot. And when you retire you can buy a pension with that pot of money. The return of investment of that pot money is not guaranteed, neither is the pension pay out. Really depends on the (investment) and interest markets. So it as all about long levity which is going to cost more and how much each pension pays out. The other thing, pensions are not paid from tax. You pay a separate amount for your pension. It is tax deductible, so your pension payment is deducted from your gross salary before income tax is deducted. But then again, you do pay tax, albeit at a slightly lower rate, when you retire and your pension funds start paying out. In countries such as the Netherlands we have a quite hight income tax if you are an employee. On top of that you need to pay your own mandatory National health insurance, your pension and a few others social benefits. Jeroen Last edited by Jeroen : 22nd December 2022 at 03:07. | ||||||||
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![]() | #1986 | |||||||
Senior - BHPian ![]() | Re: Emigrating to a Foreign Land! Quote:
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![]() | #1987 | ||
Senior - BHPian ![]() Join Date: Dec 2008 Location: 144022
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| Re: Emigrating to a Foreign Land! Quote:
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At the height of terrorism in Punjab, my mom built and ran a string of home decor stores. As a person with no business degree or prior business experience, what she achieved for herself, us and her employees is simply remarkable. If there was a thread about business cases in T-bhp, I'd love to share her small story. My mother-in-law, with no prior healthcare experience and motivated just by the loss of one of her dear friends, setup a paraplegic care center 4 -5 years back. Many discouraged her at the time(including me). It is now recognized as among the best care/rehabilitation facilities in the region. She is regularly covered by the local written press and was also recently covered by one of the national English news channels. Apart from the above, my sister in law leads the marketing function of a multinational and I just recently read a post here in t-bhp itself which quoted an interview where my first cousin sister was the interviewee. So, whats my point? Just because some female members from my family succeeded in their chosen field, I can't comment that India is a great place for women, similarly I'd request not to make blanket statements to the opposite effect. It would be akin to me advising friends in US, not to raise children there because of the deadly mass school shootings that are so prevalent there. At the same time, not for an instant am I trying to trivialize the issue with women security or female feticide in India. These are social evils that should have been and ought to be tackled on a war footing. But to present them as reasons to make a decision as important as not settling down in India, I think is stretching it too far. PS: As much as some like saying that India is a country of rapists, in my limited travels abroad and what little I gather from reading books and consuming media, I also think there is still no other country/place where women are accorded as much respect as in India. Cheers! Last edited by rrsteer : 22nd December 2022 at 13:52. | ||
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![]() | #1988 | |||
BHPian ![]() Join Date: Aug 2019 Location: BAH / MCT
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| Re: Emigrating to a Foreign Land! Quote:
Honestly, it is petty for employers to expect employees to observe the 9 AM check-in time strictly but won't respect the 5 PM check-out time. This is an argument I had a couple of times with my boss in my previous job but he eventually came around because I delivered more than what was expected of me and single-handedly brought in major projects that greatly increased profits. At my present job, I have flexible hours, so I choose when I get my work done. At both my jobs, I got very good appraisals despite not grinding 24/7. Honestly, for most white color jobs, if you can't finish your work in 40-48 hours, you either aren't doing it right or your employer is cutting corners by under-staffing the company. We really should stop romanticizing grinding, it will work for maybe 1/5 employees but the rest are grinding for nothing. Quote:
As I said in an earlier post, this might not be a problem for those who haven't seen the other side but it genuinely is a problem for those looking from the other side, especially for those like me who wish to move. It isn't just security and feticide, I've elaborated this in an earlier post quoted below: Quote:
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![]() | #1989 | ||||||
Senior - BHPian ![]() | Re: Emigrating to a Foreign Land! Quote:
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As far as the present goes, Indian infant ratios are amongst the worst in the world, second only to China. We trail even countries like Afghanistan and Pakistan, hardly shining beacons of female empowerment. ![]() Our labour participation scenario is even worse, where again we are bottom amongst our developing neighbours, and less than 30% that of China. ![]() Quote:
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My posit about Europe affording white socialism (new term?) today as a result of racist and imperialist policies has not changed. | ||||||
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![]() | #1990 | ||
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![]() | #1991 | |
Distinguished - BHPian ![]() ![]() Join Date: Apr 2005 Location: AU
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| Re: Emigrating to a Foreign Land! Quote:
Living ones are a different matter all together and objective data points will substantiate that. | |
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![]() | #1992 | |||
Senior - BHPian ![]() Join Date: Dec 2008 Location: 144022
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| Re: Emigrating to a Foreign Land! At the onset, let me add, I think migrating for greener pastures is an individuals choice. What constitutes greener pastures is also up to the individual to define for himself/herself. So, if someone says he/she is migrating because they feel women in general will have better opportunities abroad, I understand. What I questioned was how is the country on a whole a terrible place for women? Also let me quickly add, I am no Indophile. Quote:
For example, if I look at my college batchmates, most females from my batch have done well in their respective careers and a couple have outshone most. Quote:
But how absurd would this idea be to a person settled in US? ![]() Quote:
I respect you (probably) and dragracer567 feeling this is among the major criteria in making an immigration related decision, on the contrary I don't. And to my defense, living in a place where every other person is leaving India or planning to leave India, this is one reason to move out that I hadn't heard before. Last edited by rrsteer : 22nd December 2022 at 18:12. Reason: Misplaced smiley! | |||
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![]() | #1993 |
Senior - BHPian ![]() | Re: Emigrating to a Foreign Land!
I say it is anecdotal precisely because of our discussion. Our families and collegemates are outliers, while the macro data shows that female workforce participation is less than a third of China's or the US. |
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![]() | #1994 | |
Team-BHP Support ![]() ![]() Join Date: Jul 2010 Location: Bangalore
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| Re: Emigrating to a Foreign Land! Quote:
Having access to an education, the ability to afford it, the ability to buy the computer you're accessing this forum on, the education and language skills that enable you to argue this subject so articulately with others on here, puts you in a privileged position of a very small minority. I've been exposed to our public school education system for the last couple decades, and I mean the real public schools where the lower rungs of our privilege pyramid sends their children, and even they're more fortunate than the bottom rungs who can't even afford that (free school still costs money to get educated, money they don't have), and upward mobility is literally just a daydream, staying in school that barely qualifies as one, still a monumental achievement in itself. You seem educated, empathetic and articulate. All I'll say is please remember we're part of very small minority (locally and globally) that can claim we made it, and those that don't, it's not always for lack of wanting or trying, as a lot of 'social security is for bums' narratives would have us believe. Last edited by Chetan_Rao : 22nd December 2022 at 23:41. | |
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![]() | #1995 | |
Distinguished - BHPian ![]() ![]() Join Date: Jun 2007 Location: Chennai
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| Re: Emigrating to a Foreign Land! Quote:
OK, so how is your view so wrong? Because you have not asked yourself why any of the things that you may have noticed being bad are bad. They are bad because they have been managed into that situation. By people whose policies and purses are the beneficiaries. Look deeper ![]() And yeah, India... health insurance. I just managed to get it, after being repeatedly turned down because I had surgery thirty years ago for something which simply can't recur. It costs me a massive 60k per year and has a pretty mean limit. | |
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