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Originally Posted by charanreddy
In general I have found people in EU to be lacking in Initiative and effort and I see their socialist system failing to survive in the long run. Europe’s pension system and health system have good benefits which encourages people to slack away or be mediocre at their jobs. This is visible at all levels and strata .. all the way from blue collar workers to knowledge workers. In fact to pay its current social security bills Europe needs new workers and hence opening up to immigration. Is this sustainable and will the government be able to continue to provide benefits in the long term future ( 30+ yrs) . looks very unlikely.
If given a choice ( and enough money), I would prefer India as a lot of the problems can be overcome with money:
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We have lived an worked in quite a number of different countries over the last 40 years. Gabon, Congo, Nigeria, Chili, Barbados, USA, India, Germany, Scotland, England to name just a few. On average about 3-3.5 years. Since 2017 we live in the Netherlands (mostly)
I don’t recognise your observations on the EU at all.
There is a fundamental difference between India/USA and most of the EU. In the sense that neither India, nor the USA has much, if anything, in terms of social safety nets. You are effectively on your own.
Having said that, there is no scientific evidence, none, that shows having social safety net makes people less eager to work, get better or anything like that. You only need to study the churn numbers on unemployment, return to work after sickness and you will see very little difference. Apart from some people who abuse the system. And some people who genuinely can’t work or are suffering from long term illnesses.
This phenomena has been studied in depth for decades and it always shows the same result. By and large, people are very eager to return to work. Whether they have been made redundant or have become ill.
The difference between India/USA and most EU countries is, that when you get made redundant, or become seriously ill, you are at least given some financial back up. It is rarely on par with your old salary and it also limited in time, and typically comes down over time. (for the Netherlands, different countries, different rules but the principle is the same. (considerably less pay than what you earned and for a limited amount of time.)
In a career spanning forty years I have been made redundant twice. Both times I received unemployment benefits for a few months before I found a new suitable job. I have been on sick leave for the last 20+ months due to a non treatable illness. Here in the Netherlands the first year, your employer pays 100% of your salary and the second year it needs to be at least 70%. So at least I did not have to worry about my financial situation and could spend my time in getting my (future) live which will be quite different from before, in order. The whole system is geared to get everybody back to work. No matter what. I have been a CEO and COO of our local companies in India and the USA. But under the unemployment scheme I would need to take on any job, regardless of pay. If that means I would be flipping burgers at McDonald’s, or filling shelves in the local supermarket so be it. If I don’t my unemployment benefits will be halted. Only because I am actually unfit to work at all, do I stay on benefits. First two years on the company pay roll, so it doesn’t cost any taxpayer anything (by law).
The notion that many non_EU people and just about all right wing people have on how much and how long you will be receiving benefits is completely at odds with reality. It is always less (never more than 70% of your last salary and maximised) than what you were earning and it is very limited in time too.
During this 40+ year career I have (mandatory) paid for these unemployment and health risks. Everybody does. It is effectively an insurance. It is not the government paying out, it is premiums that are collected from everybody that gets distributed to those who need it most.
So yes, if the premiums fall short of the outlay, either raise the premiums (taxes) or adjust the benefits. That is what has been happening for decades. Nothing new under the sun.
I think your statement
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as a lot of the problems can be overcome with money
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shows where you are coming from. A highly individually approach. As long as you and your immediate loved ones are provided for, you feel great. Screw the rest (pardon my French).
I have always hated for instance the UK health system. All people are on the NHS. But those who can afford will get private insurance and will get treatment earlier. To me that is so incredibly wrong. At least in the Netherlands there is simply no private health care. No matter who you are, what you do, or what you earn you get in the queu, like anybody else and wait your turn.
There is nothing wrong with wanting to look after yourself only. I just prefer a society where there is some common sense on what society needs to provide to all. Which is in my book, schooling (education) health care and some basic benefits to people when they are without income. Which means you need to have political and tax system that regulates that. This is a fundamental difference between the USA at large and the EU. There is virtually no political party (left or right) in the EU that doesn’t believe society needs to cater for its people and provide benefits and support to those who need it. The debate is more about who pays how much, how much will be provided. In the USA the debate is much more fundamental about whether society (government) should provide these sort of services/benefits at all??
Let me share an example. My wife and I (then still my girlfriend) lived in Brighton, UK in the early 80s’. Winter used to be quite moderate on the south coast of England even 40 years ago. But in that period there were two very harsh long winters with weeks of snow and severe frost.
We had just bought our first home, a small terraced house in an old council estate. Yes, we were very much yuppies (two big incomes) that were moving into those sort of sought after premises. But it still held quite a number of original council estate residents as well. Usually well into their 80s and 90s. The first winter we had several of them freeze to death, because they could not afford to heat their homes. In those days, for them gas was still on a coin meter. And they simply did not have the money to put into the meter, so they froze to death. Luckily the next winter we managed to ensure nobody died.
I put it to you: Can any country that claims to be civilised, let its people starve, freeze to death, not educate, not provide them with equal opportunities? Not look after them at all when they get sick, when they loose their job?
My son is autistic. He will never ever hold a job. So here in the Netherlands he gets some financial benefits. The absolute minimum, but that is what all Dutch people pay for. Those who really can’t look after themselves, get looked afte and provided by society at large.
You could argue that is a responsibility of the family, but sometimes there is not a family and most families are simply not in a position to be able to bear the financial burden of somebody that needs continuous care and looking after.
If you want to live in a society like that, where you are responsible for your self and you have the income to do so, you are most likely to feel comfortable in countries like the USA and possible India.
Interestingly enough you mention pension in the EU. Have you looked at pensions in the USA. It is a very different system not everyone has a pension. But many pensions in the USA are considerably better than the best pension scheme we have in the EU. Many of the 401K scheme start paying out after 20 or 30 years. I don’t get a pension till I am 67. Which means I have been paying premium for 27 years or so. (In all honesty portion of the pension premium is paid by employers as well) . We have a lot of friends in the USA, but amongst our peers, I am the only one at almost 64 who is still (supposed to) work until 67. They all retired much earlier then I ever will. Lazy *******s those Americans, retiring early!!
I am not a religious person at all, but I do believe I have a responsible to ensure my fellow man/woman have a decent live, get a fair chance. At least to some degree look after my fellow men/women.
In the USA you will see endless charities popping up. It’s not necessarily a bad thing. My wife and I participated in lots of these. From providing homes to people released from prison, to helping with providing Christmas presents to children from poor families and helping out with food for the homeless. Although well meant, and I will say, extremely enlightening for us, it is still just charities.
I believe you need to institutionalise these sort of benefits. People should not feel they need to depend on the charity of others, when they go through a rough patch of their live. There should be benefits for all those that need it, paid by all, usually through some form of taxes obviously.
So I prefer by and large the EU approach. And again, there is no credible evidence that suggest it makes peoples on benefits lazy. None whatsoever, apart from a handful that abuse the system, as you would expect. The USA, with relative low taxes, has more tax fraud than most nations, go figure.
There is also a difference in approach to life between the USA and most of the EU. You can fit in India as you like and say. Most people look for more than just a job. Of course, they do need income and they have no problem working. But they don’t necessarily aspire to endless promotions and so on. They look at live/work balance. Both my kids and their spouses all work part time. None of them want to work full time. With the two of them they earn enough for their kind of life style. They dont want more money perse. There is all sorts of things they want to achieve in life, earning more is not necessarily high on their list.
In quite a few western EU countries there are campaign for people to become a nurse, a mechanic, sort of jobs that don’t need a college or university degree. Because we are going to need an awful lot of people that can actually use their hands, rather then only their brains. What with the increasing old age and all these challenges around building windmills, solar panel farms, more public transport etc. These jobs pays decent money and nobody will look down on you because you are a bus driver or electrician. Our next door neighbour is a nurse and he drives a taxi. And you can do them easily part time. You and your partner both working 20 hours per week gets you one full income. You both work 3 days a week and you have one and half income!! A decent income!
I appreciate it might well very different for Indians. Education and a well paying job, prosperous career can be a real way out of poverty, or at least having a considerable better (at least material) way of life. In the EU and to some extend even in the USA that is less relevant. That is just part of the society and the (hate the word) maturity of the society you live in.
I could discuss work ethics in Barbados (Caribean) if you like. So without really understanding context, culture and some sense of how a society at large works and finances its benefits, it’s a useless debate. That doesn’t mean you are wrong about how you see things. That is just your observation. But I do believe you need to take a closer look.
Immigrants in the EU are a blessing and to some extend a real problem. In most Western EU countries one of the biggest challenges is actually labour. In just about any industries anywhere there is a huge shortage of labour. In many EU countries unemployment is at it’s lowest ever. Look at he NHS in the UK. So is it a problem all these immigrants. NO, not as long as they hold jobs, pay taxes and pay social premiums. The problem is with illegal immigrants, they are abused at best.
Almost all Ukraine immigrants due to the war, hold jobs, participate in pension schemes, pay taxes, pay social premiums etc. (there are some countries that have introduced some special tax benefits as well to employ Unkrains. )
Jeroen