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Old 18th December 2021, 20:29   #1
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Tamilnadu Government's brilliant "Save Lives" scheme

Tamilnadu Government has launched the "Innuyir Kaapom" (Save precious life) scheme today.

Highlights of the scheme :

1. In an event of an accident, anyone from any state can avail this scheme provided that the accident happens within TN state limits

2. No Government medical insurance or any other document necessary

3. Both Government and private hospitals attached to the scheme - 204 government hospitals and 405 private hospitals as of now

4. TN Government pays 1 lakh for the Golden hour treatment (first 48 hours)

Here is the news link

https://www.google.com/amp/s/www.dtn...hospitals-.vpf

I think this is brilliant. Now the private hospitals won't hesitate to perform life saving procedures as they are assured of the payment by Government of Tamilnadu.

This makes a life of death difference in locations where the government hospitals are far away and only private hospitals are within the earliest reach.

Another beautiful thing is it is not limited to Tamilnadu people. With growing number of North Indian laborers here, this makes all the more sense.

This should be followed in all states, in my humble opinion.

Last edited by PrasannaDhana : 18th December 2021 at 20:33.
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Old 18th December 2021, 20:56   #2
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

Very good scheme, was announced in Kerala too (Details), not sure if it is functional. This was implemented after an accident victim(someone from TN) was turned away by four Private hospitals and sadly succumbed later.
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Old 18th December 2021, 21:20   #3
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

Quote:
Originally Posted by PrasannaDhana View Post
I think this is brilliant. Now the private hospitals won't hesitate to perform life saving procedures as they are assured of the payment by Government of Tamilnadu.
Nice scheme. I hope it is implemented in true spirit. If it works in TN and Kerala, then I think it should set a precedence and a precursor for other states to follow.
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Old 19th December 2021, 01:49   #4
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

Bihar is the first state to simplify claims of road traffic accident (RTA) by removing the victim or their dependents from the litigation process and paying them an interim ex-gratia amount of ₹5 lakh within 15 days in event of death. The new rules allow immediate payment of ₹5 lakh as interim compensation for death and ₹50,000 for grievous injury to dependents or victims of road traffic accidents, involving vehicles that are insured, uninsured or involved in hit-and-run case.

Tamil Nadu, Madhya Pradesh, Uttar Pradesh, Kerala, Karnataka, Maharashtra, Rajasthan, Andhra Pradesh and Gujarat are among states which rank higher than Bihar both in terms of number of road accidents and deaths.

Bihar ranks 15th in India in terms of road accidents and ninth in terms of fatalities arising out of them, as per the latest data released by the ministry of road transport and highways (MoRT&H) in 2019. Bihar had only 9.3 recorded cases of road accidents against the national average of 34.2 per lakh population in 2019. With a score of 11.7, it is ranked 22nd in terms of accidents per 10,000 vehicles.


Quote:
Originally Posted by PrasannaDhana View Post
Tamilnadu Government has launched the "Innuyir Kaapom" (Save precious life) scheme today.

4. TN Government pays 1 lakh for the Golden hour treatment (first 48 hours)
A very needed scheme as Tamil Nadu is no.1 in road accidents. It will immensely citizens in life saving situations. T.N government should also provide compensation to the victim as Bihar government is providing and Bihar should implement this save precious life scheme at once.
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Old 19th December 2021, 07:36   #5
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

In my view, people who take the victims to the hospital should also be rewarded for taking the initiative to transfer the victims to the hospital.

For hospitals, it is their business (I don't call it service or duty) to serve the victims when they get admitted. The only hesitation they have is, running around to courts and frustrating experience within courts. If the Government remove that concern, then, hospitals would treat the victims without minding where the money would come from. Of course, if victims cannot afford to pay the fees, Government should involve.

But, the people who take the victims to hospitals have no stake in the event. But still they involve themselves without any returns or expectations of benefits. They should be rewarded something so that the rewards will motivate people to support the victims by transferring the person from road to hospital.
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Old 19th December 2021, 10:29   #6
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

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Originally Posted by gkveda View Post
In my view, people who take the victims to the hospital should also be rewarded for taking the initiative to transfer the victims to the hospital.

But, the people who take the victims to hospitals have no stake in the event. But still they involve themselves without any returns or expectations of benefits. They should be rewarded something so that the rewards will motivate people to support the victims by transferring the person from road to hospital.
Good samiratan laws exist in India. There is monetary compensation of Rs.5,000 for the good samaritan. Bihar became the first state to enable it in 2019. Rules for Good Samaritans was notified by the ministry on September 29, 2020, as per the provisions under Section 134A of the Motor Vehicle Amendment Act, 2019.
According to the ministry’s guidelines, an individual Good Samaritan can be awarded a maximum of five times a year. The ministry also said there will be 10 national-level awards for the most worthy Good Samaritans, who will be selected from all those who have been awarded during an entire year, and they would be given an award of ₹100,000 each. Under the guidelines, if more than one Good Samaritan saves the life of more than one victim, the amount of award will be ₹5,000 for every person saved, subject to a maximum of ₹5,000 per Good Samaritan. The ministry said it will provide ₹5 lakh as an initial grant to the transport department of states and Union territories for rewarding the Good Samaritans.

https://www.hindustantimes.com/india...84492-amp.html

More laws by Supreme Court in 2016 for protection of the Good Samiratans.

The Good Samaritan will be treated respectfully and without any discrimination on the grounds of gender, religion, nationality and caste.
Any individual, except an eyewitness, who calls the police to inform them of an accidental injury or death need not reveal his or her personal details such as full name, address or phone number.
The police will not compel the Good Samaritan to disclose his or her name, identity, address and other such details in the police record form or log register.
The police will not force any Good Samaritan in procuring information or anything else.
The police will allow the Good Samaritan to leave after having provided the information available to him or her, and no further questions will be asked of him or her if he or she does not desire to be a witness.
The disciplinary or departmental action will be initiated by the government concerned against public officials who coerce or intimidate a bystander or Good Samaritan for revealing their name or personal details.
If a doctor fails to act to help an accident victim when they are expected to provide care, their actions will be seen as “Professional Misconduct and disciplinary action will be taken against them.

Even when Good Samaritans agree to become witnesses, the guidelines accord them protection and comfort. They ensure that:

If a Good Samaritan chooses to be a witness, he/she will be examined with utmost care and respect.
The examination will be conducted at a time and place of the Good Samaritan’s convenience and the investigation officer will be dressed in plain clothes.
If the Good Samaritan is required by the investigation officer to visit the police station, the reasons for the requirement shall be recorded by the officer in writing.
In a police station, the Good Samaritan will be examined in a single examination in a reasonable and time-bound manner, without causing any undue delay.
If a Good Samaritan declares himself to be an eyewitness, he/she will be allowed to give their evidence in the form of an affidavit.
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Old 19th December 2021, 12:09   #7
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

While the scheme is definitely praiseworthy, what remains to be seen, is the actual impact on the ground. As someone mentioned above, Good Samaritan concept was always there but for me, I have seen that the reality on the grounds in entirely different.

We all know that the golden hour is very important in case of any accident. The actual hindrance in case of any accident is how the victim is treated at the time of accident. Whether people would take the lead in taking the victim to the hospital is the primary concern. While many a times, highway patrols come to the rescue, there are incidents where no one is around to help.

That is where the Good Samaritan concept plays a crucial role but the ground reality is entirely different to what is mentioned in the books. The big racket of insurance and law enforcement agencies is a menace that needs to be seen to believe. The thing is, laws are always there in our country, it’s the implementation that mitigates everything. I hope this scheme in Tamilnadu gains some traction, many lives can be saved if they get proper medical facilities during the first hour of an accident.

Last edited by ABHI_1512 : 19th December 2021 at 12:15.
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Old 21st December 2021, 17:59   #8
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Re: Tamilnadu Government's brilliant "Save Lives" scheme

Quote:
Originally Posted by PrasannaDhana View Post
Tamilnadu Government has launched the "Innuyir Kaapom" (Save precious life) scheme today.
Hope this scheme get implemented in spirit.
I see a lot of pit falls in this scheme

1 There is no classification of injury. Will the government pay one lac for a simple injury such a wounds and abrasions?
2. A patient of poly trauma with multiple fractures needing multiple surgeries, the hospital bill will be much higher than one lac. Who bill bear the difference?
3 A patient of head injury may need surgery
and prolonged ICU care and prognosis may still be poor. If I am not wrong the cost of running an ICU in private setup is 20-40,000 per bed per day. This doesn’t include procedures such as dialysis.
4 What after 48 hour? Discharge the patient ? What if the patient is on ventilator? What if there are no relatives or family members ?
5 What if the patient dies during the course of treatment within 48 hours of injury ?
6 A lot of such schemes have failed because the government never pays back or the hospitals have to pay a ‘share’ to get the money back. Crores of ECHS and CGHS money is due with Delhi Government.
7 The expense of running a government hospital is already borne by the State Government then why this additional payment for each patient. This will leave a lot of Audit problems, IMHO
8 The cost of running government and private hospitals are very different, then why the same amount of payment. The Government considers private hospitals as commercial establishments for all practical purposes expect when it wants to implement such schemes.
9 What if the person involve is covered under some insurance or is an ESI beneficiary? There can’t be two insurance payment for same disease or injury AFAIK
10 Will a third party insurance payment be applicable as the Government has already borne the cost of initial treatment.
11 What about rural areas? There are hardly any hospitals who can do more than just first aid.

I appreciate the kindheartedness of the Government but a very impractical scheme to implement.
Cheers
Bravo

Last edited by bravo82in : 21st December 2021 at 18:02.
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