Let me add my thoughts to this interesting thread. It was interesting to see some of the posts, especially those eluding to the fact that he/she who brings in the most money is entitled to the biggest car. I think the term "that is only fair" was used.
We will have been married for 33 years at the end of this year. My wife worked for aboutprobably about twenty years. We both had jobs when we started dating, when we got married. Even after our first son was born she continued to work, but with the second and the third, she felt she wanted to stay home for some years, raise the kids etc. In the end that is a decision we took as a couple. I could not have pursued my career, unless my wife stopped hers. Whatever money was coming into our household, from one or two salaris, irrespective who's salary (I've been unemployed for a while whilst my wife held a full time job and did some consultancy) all the money is ours and we decide how it gets spend. It is not relevant who earned it.
My wife is not interested in cars really and she doesnt like to drive any big cars, with the exception of our Jeep Cherokee. So my Mercedes, Audi's, Jaguars and BMWs never hold any interest for her. Even so, she knows what cars she likes, she just choses them on completely different critiria then I do.
The one thing she is wary of, is her car breaking down. I have never ever bought a new car for myself, (my company (lease) cars were always new, but I dont pay for those). But my wife prefers new(er) cars as she believes they are more reliable. For her safety, is mostly about reliability. Once, she drove our Volve 340 and it broke down on the motorway with her and our three small children in it. She abandoned the car, put the family in a taxi, phoned me and told me in no uncertain terms that she would not ever drive that car again. So I went out and bought her a new one.
I used to drive upward of 75-80.000 kms a year, whereas my wife rarely does more then 6-8.000 km. I also had some health isues due to this high mileage, so to some extend that all determined what sort of car I could/would be driving. My wife was alwasy very supportive in ensuring I got an appropiote car for the mileage and my health.
If we would go by statistics alone, in the west, there are a few rules of thumb:
- Insurance companies will tell you, you are most likely involved in accidents during the first five years after obtaining your drivers license.
- Women drivers, even when normalized for mileage, will have fewer serious accidents then men. They might have more small dings and scratches
In our family that is true as well. All my kids have been in various fender benders during the first few years of them hitting the road. Also, my wife has clocked up quite a number of smaller accidents. In all those years I have been driving I have been involved in just a few accidents, but those few accidents were serious ones, involving totalling a Ford Mondeo and a Audi A4 or A6. In both cases, apart from some bruises, I was unhurt.
So in our family who gets what car is always a joint decision based on some rationale (i.e. mileage), some not so rational (a new car is more reliable then an old/second hand one) and a lot of personal preference, budgets and usually very little to do with safety features.
I also have a few Classic Cars and we easily totalled 10-15.000 kms per year with those as well. No safety features at all! No airbags, no ABS, no crumple zone etc.
To come back to the original question, who needs a safe car - an expert of a novice? I'm not sure what the definition is, but I suspect it has something to do with years of experience? Going by that, based on Western statistics, it is actually the expert (i.e. lots of years of driving experience and mileage) that, statistically speaking, has the biggest chance of being in a serious accident. My own example proves that too!
I would look at it from a somewhat different angle as well. I think the most important aspect of a car is to find one that suits one's overall preferences. My wife isn't comfortable driving my big flashy (very safe) cars. On those few occassions when she did drive them, it was a strain on her, she is nervous, she makes mistakes etc. Safety comes first and foremost through the mindset of the driver. If the car just isn't to your liking, to big, too powerfull, I would think by definition that has a big impact on how safe you would be on the road, irrespective of the technical passive and active safety features of said car.
My wife did enjoy driving our 1998 Jeep Cherokee. That is not a safe car by any modern definition. It has leaf sprung rear suspension, terrrible brakes, no ABS, no nothing really. But she could get herself very comfortable behind the steering wheel, the controls were very light, She sits upright, so she could see all four corners of the car. So she felt in control and that peace of mind is probably more important for being safe on the road.
Jeroen