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6th November 2013, 16:07 | #46 | |
BHPian | Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
Thank god and your guardian angel that you made it safe. | |
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6th November 2013, 17:18 | #47 | ||
Distinguished - BHPian | Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
From my guess you must have spent around 10K for the towing which is nothing compared to the peace of mind. Quote:
Again I'm sorry If this hurt you | ||
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6th November 2013, 18:31 | #48 |
Senior - BHPian | Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Sorry to read that mate, I remember reading a similar article where a couple were trying to be adventurous lot and tried to cross an unmanned railway crossing in bangalore. They were on a Fiat palio and luckily they survived without a scratch. So will you upgrade yourself to a Fiat Punto Abarth which is expected shortly or would it be another Linea? Think you might have to wait for the estimate and the insurer to revert in case they want to declare this as a total. Do you see damage to the chassis & Apron as well? |
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6th November 2013, 18:48 | #49 | |||||
BHPian Join Date: May 2013 Location: KL-45/KA-51
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Doesn't hurt a bit buddy. Quote:
Its not yet a total write off , Thanks bro Quote:
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I did try the quotes on spot, didn't work then. But that being said now she is feeling a lot better. She is the one monitoring Team-Bhp comments now thanks to you and our fellow petrol-heads. Last edited by moralfibre : 7th November 2013 at 12:53. Reason: Back to back posts. Please use EDIT /Multi-quote instead. | |||||
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7th November 2013, 08:35 | #50 | |||||||||||||||||
BHPian Join Date: May 2013 Location: KL-45/KA-51
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My better half is on a far better spirit after reading our fellow t-bhpian's comments Quote:
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7th November 2013, 12:48 | #51 | |
Senior - BHPian | Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
Speak to the Insurance company & the Surveyor. FIR is not necesary in your case as there is no injury to any passenger & third party. At the same time there is no damage to any property (expect your car). In my case the FIR was not necessary & I left the accident spot (some where in Rajasthan) along with the car within 3 / 4 hours. The entire insurance process (survey & final negotiations) were done at Mumbai & at any stage I was not asked for FIR. Thanks, | |
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7th November 2013, 15:31 | #52 |
BHPian Join Date: Jul 2009 Location: Bangalore
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree If you can provide an affidavit "detailing the accident and no third party was involved. And if in the future any third party claims to be a part of this accident, you would be responsible". Then you wouldn't need an FIR or acknowledgement from the Police. Please talk to the surveyor for this option. |
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7th November 2013, 17:25 | #53 |
Newbie Join Date: Mar 2010 Location: Bangalore
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Unfortunate accident !! The FIAT is definetely a tank, one can imagine the impact it has taken by the pictures. Happy to know you all are safe. |
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7th November 2013, 20:13 | #54 |
BHPian | Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Heartly congrats TheHkrish. When i read the thread name I was in full anticipation that everyone must have escaped unhurt, no surprises there since it was a Punto. Check post number 3089 in link http://www.team-bhp.com/forum/street...-pics-206.html EDIT: Here is the link to Fiat Palio accident at a railway crossing (post number 1424) http://www.team-bhp.com/forum/street...ml#post1140567 But yeah, sometimes we need to control our over-confidence as well. I keep my brains on what others on road might be thinking especially 2-wheelers. While crossing small villages, the typical splendors etc. drive recklessly, so u must keep yourself in their shoes while driving. And I would recommend that if there is a replacement of certain parts which can manipulate the dynamics of car, then I suggest better face the losses, sell the car and get a new one. Once repaired the car will never be the same again. You never know if the repaired AirBags will work since they will be fixed by world famous Fiat dealerships. BTW I have bookmarked this thread to show to my 'herd' colleagues. Hope they understand and stop believing in something called as 'Miraculous Escape'. Last edited by Speed Pujari : 7th November 2013 at 20:22. |
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8th November 2013, 09:54 | #55 |
BHPian Join Date: Nov 2013 Location: Bangalore
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Unfortunate TheHkrish! Glad to hear all is well with you people! I too had a similar experience in May this year when I was handling the wheels on my friend's punto cruising on Bangalore-Pune highway and we had just crossed Maharashtra border when there was a skew of incidents that happened in a flash. A slow moving Maruti 800 on the left track was overtaken by an insane driver in his SX4 again from the left and off the road just scraping the 800. Maruti 800 guy lost control came on to the right track where I was in and just halted the car all of sudden although not intentionally and I had no option but to reduce speed and bang him at the back as the distance was too short to maneuver otherwise, indeed Punto is built like a tank and no one had any injuries apart from the car which got a bill of 40k which was still ok considering we were all safe! |
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8th November 2013, 16:09 | #56 | |
BHPian Join Date: Jun 2013 Location: Pune
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
The same had happened to a friend, where the car had toppled and we were amazed to see both the occupants then coming out smiling. Happy to see the occupants of thie punto safe too. Kudos to FIAt for making such a wonderful car! | |
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8th November 2013, 17:23 | #57 |
BHPian Join Date: Dec 2010 Location: Chennai/ KSA
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Very unfortunate happening TheHkrish. Your wife did the right thing. She avoided a head on collision with another vehicle. Glad that both of you are safe. Your vehicle can always be replaced but not your lives! Regards Ashok |
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8th November 2013, 19:09 | #58 | ||
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
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9th November 2013, 09:32 | #59 |
BHPian Join Date: Jun 2013 Location: Pune
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree
Yes it was! I was right behind that car and was able to eye all that happened to the car in a fraction of seconds. We were really scared, that good knows what scenario would it be upon opening up the vehicle and surprisingly, it was all good! |
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9th November 2013, 15:50 | #60 | |
BHPian Join Date: Jan 2009 Location: Jaipur, RAJ
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| Re: My Fiat Punto 90Hp Accident: Head-on collision with a Tree Quote:
1. Having mentioned it already, I will stress here that THERE ARE NO CHARGES APPLICABLE FOR MATERIAL & LABOUR when covered under Zero-Dep insurance policy. This includes all parts including consumables like oil and coolant. 2. You will have to pay only for file charges in range of 1K-2K. 3. Towing charges are also part of Insurance cover and you should stress on the same when meeting with the surveyor. Most surveyors will not agree to towing initially but it is very much covered. 4. Depending on other additional facilities availed in your policy, you could also be entitled to cover cost of your personal transportation from accident site to your home. 5. Since you are covered under zero-dep policy, do ensure that all damaged parts are replace rather than repaired. This has to be personally monitored and no surveyor can force you to repair parts when you want replacement. This includes body panels, bonnet and any other metal parts. After all, you are not paying anything for replacement so might as well benefit from having proper parts. 6. Insurance company will also try and deduct salvage on replaced metal parts and you may have to negotiate on the final salvage value. Even so, do not allow them to coax you into repair of metal parts instead of replacement. Usually, companies charge anywhere between 6-10% (of part cost) for metal salvage. 7. Since you do not have cashless facility, you should monitor all proceeding and ensure insurance company does not delay your payment since you might have to pay in advance to garage before you can claim from Insurer. Oriental is known to take unto 6 months in clearing files which could put a huge financial burden on your back considering this vehicle estimate should be in range of 2-3L. 8. Please check the vehicle thoroughly before taking delivery of the vehicle as any later part replacements will not be covered under insurance. 9. Please ensure replacement of all vehicle fluids whether leaking or not as frontal collisions are known cause dust/metal particles entering fluids which in turn cause mechanical damages that are only detected months after repairs and are not covered by Insurance/warranty and could cost a bomb. Finally, many congratulations on escaping unscathed. FIATs are certainly built like tanks and this is not the first instance when a FIAT vehicle has proved why they are 'Owner's Pride'. Stay safe! | |
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