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In UK, you have to be over 25 and have held a full driving licence for two years before you can rent any car --- and companies renting high-end/powerful vehicles might demand that their customers are even older.

These policies will have been decided upon according to the experience of the companies, and in consultation with their insurers. Any company who tried to reduce that age, say, to 19, would probably be refused insurance cover, and that would put them out of business. Insurers have people (called actuaries) who crunch these numbers all day and every day: they know which groupings of drivers are most likely to have accidents. Likely does not mean will. But they know that it is the likelies that affect their bottom line, not those in the groupings that turned out to be safe.

Many, especially those who are affected, will say that it is not fair, or it is all wrong, or that they are the exception. Tough.

I don't know why Indian insurers are not catching up. One day they will.

Seems like a new car purchased from Guj CSD. Was she driving herself. Any ways may she RIP. There is no goof up by the clerk lady officers are not given WS numbers any more they get SS numbers only.

Damn, this is still not over.
I got a call from the PS that I need to come to the station tomorrow morning. Apparently the guy has made a complaint that they were not entertained. And now an FIR has to be filed. The cop says they are probably looking for some more money, and that the people are bedridden. I have their medical reports, which say otherwise.

The settlement letter, where they've agreed for no "karyavahi" is also with me(copy).

Can someone experienced, or maybe some lawyers can guide as to whether I should go to court? If so, what would be the procedure. I cant be available 24/7 for this.
They've also asked me to bring my car, both vehicles will need to be impounded. and should I carry original papers of the car, or copies?

Kind of urgent.

Drives in reverse gear at 70/80 kmph? Is that even possible for a car to attain a speed that high in reverse that too so quickly??

I don't have any experience nor the legal knowledge, but I suggest you carry the xerox copies of the medical reports and the settlement letter, don't take the car, and try and talk to the officer handling this case. If he is convinced, he might persuade the other party.

Legally if they do follow up with FIR, you may have to take the car, and then approach the court with the evidence you have, to prove that the other party is looking for extortion.

Get a good lawyer asap.

Does anyone here have information on yesterday's 'Kerala Lines' Scania accident ? It appears that one passenger from the scania bus got killed. Any info will be appreciated.

No Passenger was killed/hurt. The accident happened after an iron bar laden truck suddenly changed lanes and came on to the right lane in order to avoid hitting a car ahead. The bus was in the process of overtaking the truck when the truck came right. The front left side of the bus hit the truck, and the bus attendant passed away in the accident.

Quite sad. May the Bus attendant's soul RIP.

Quite unlikely. Normally,in any gear,if ignition key is turned,vehicle will jump and stall.So,vehicle would'nt have moved backwards at such high speed as reported by Newspaper, unless he had knowingly driven in reverse,without checking the Rear view mirrors for anyone behind.

Another bad experience for me yesterday while returning back from Chennai near a place called Acharapakkam. A TATA ACE darted into the highway in an attempt to cross the road miscalculating the speed and distance with which I was approaching him. At the last moment,the driver realised it's too late and decided to brake after crossing 60% of the road width. I was startled due to his sudden, aggressive entry and sudden brake from a blind side road (though I was rolling at only 80 kmph with a mother-to-be at my side)and thought he will hit my car for sure. Thank god the idiot just stopped short of inches from the side of my car and I was able to squeeze my way between his bull bar and steel railings of the median. The desire and necessity to install a dash-cam just got even more stronger from the recent chennai trip.

After all your well wishes I am back to driving from last week,my wife's head injury wound had healed up a long back & my rib bone appears to have healed up too,I was on strap lumber support & advised no driving,had an x-ray done last week & found OK,though my wife & daughter is getting a bit nervous sitting beside me ...

No, posing that judgement as a fact seems wrong on your part mate :) Also let's not resort to exaggeration when dealing with such strong judgments. I don't know about you, but 9 out of 10 of my friends have definitely not crashed their cars that number is more likely the other way around.
I did some reading up, did you know that drivers over the age of 73 are more likely to be involved in accidents than drivers under the age of 25? Did you also know, that women are more likely to be involved in accidents that men in all ages over 25? By your reasoning, I guess they ought to be banned too. So should Sallu Bhai and high payed lawyers and doctors and politicians no? ;) These are controversial things to bring up and I suppose it is more acceptable for insurance companies to get away with only charging a premium for younger drivers. Oh and I guess it is just a happy coincidence that the young drivers fall under the largest demographic that holds a license and requires vehicle insurance. Insurance companies are driven only by profit they don't care about what's right as much as they care about getting more money. So don't get taken so much by their most "relevant" statistics. Stricter licensing norms in my view are the need of the hour further decisions must be taken from there-on only.

And so, another event materializes dramatically, unfolds like sludge.
The father of the "victim" complained to the CP office that they got into an accident and were dismissed by the police station, and hence, they did not get any remuneartion from me. This was why the cops had asked me to come over, with my car, as the "victim" had put them in the docks, and they will have to file an FIR, my car will be seized, as will the "victims", and I will have to present bail, and engage the insurer's lawyer, file a claim(?), and appear in court.
Headache, yes?
Guess what the dirtbag wanted?
Money. A 100k of it.

I had a lawyer, and my doctor father with me, who fortunately is a rehab specialist.
The father was there, making a case, "I want justice", bla bla....The lawyer saw the MLC report, my father saw it, and he also checked out the Xrays, and other reports, and told our lawyer that there is no need of a plaster, or even the 45 days laid-out bedrest the "victim" is claiming. The cops were told of this, and they see such stuff 10 times a day, with "victims" rolling up in fresh plaster.
After the "insaaf chahiye" naatak, the father was told to go home, get his son, for a statement. And he was asked to bring the 10k giver earlier, as someone cannot be punished twice for same crime. The creep moved off, but started talking to someone over the phone, we could see him, and then came back, said he cant give the 10k back, so work something out. My lawyer then stepped in again and asked him how much he wanted. He said 1 lac, at which point he was told that he will not get a penny. file a case, we'll see you in court. The cops took him to his house to get a a statement from the "victim", who then decided he could hobble, and brought him to the station.
In a fresh plaster.
Not even a trace of dirt even on the heel.

Mind you, the cops are as pissed with these crooks now as we are, since theyve been put in a spot.
The SHO told me that you made a mistake giving him anything the first time. Now if you give anymore, it'll be even bigger.

Again, the same crap, with an added twist from the "victim".
"You didnt even check up on me", "you didnt come to see me", and "you blacklisted my number"....by which point, our looks of incredulity could have been used as acting school case studies! for incredulity.
This was translated amply by the SHO as, "Why B#****, are you his girlfriend?", in hindi, in the correct dialect.

So on an official piece of paper, they prepared a response to the CP office.
Did you take money as settlement? yes.
Are you giving it back? no.
Therefore, no FIR can be registered.

They were then sent packing, hobbling after having spent 400 bucks on a new cast. And the "victim" was asked why is he so delicate???

We checked with the hospital, they never put the cast on him before, or yesterday, or ever.
Their was no case, it would have been thrown out at first hearing.
The car would have been seized, and released same day. If required, just the keys and papers would be deposited.
Bail is immediate in such a case.
Hearings happen after 45 days on average.
The general opinion is they've been speaking to some lawyer who has shown them the gold of MACT.

reminds me of amitabh's muses from "hum". 2 type k...:)
This after I had expedited clearance of his insurance claim NEFT in 3 days from date of filing. (Edit: of which the father knew nothing since his broken boy didnt tell him!!:D )
May you rot royally.

PS: I am hoping I will never ever have to make a follow up to THIS post.

You tell the story wonderfully. But I too hope you won't have to tell any more!

Folks, just read this accident news. So so so shocking, brought tears to eyes.
Someone breathing his last, and asks the doctors to harvest his organs ! Massive Respect !!

http://www.bangaloremirror.com/banga...w/51016089.cms

http://timesofindia.indiatimes.com/c...w/51017593.cms

The worst part of the news was that after the brave youth was lying on the road writhing in pain on the account of his body being sliced into two, onlookers were busy capturing videos of the same rather than attending on him immediately. :Frustrati:Frustrati