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Originally Posted by condor Doc, with those calculations, even if one goes for Gold AMC @ 4/ 50000 km for about 39k, it still would cover the cost of the AMC. Not to forget the first two services @ 15k & 30k which would come to about 9-10k each. |
Agree absolutely. Good point about counting the cost of the first two services which would also be covered by the 4 year/40000 km GOLD AMC. I forgot that.
So let me summarize:
If you buy the GOLD AMC for 4 years/50,000 kms (like you have)
Cost of Services (first 3) covered Rs. 30,000
Cost of Parts (wear-n-tear replacements/running repairs) covered Rs. 22,000
Total benefit Rs. 52,000
Money paid Rs. 39,000
If you buy the GOLD AMC for 4 years/40,000 kms (like I plan to)
Cost of Services (first 2 only) covered Rs. 20,000
Cost of Parts (wear-n-tear replacements/running repairs) covered Rs. 22,000
Total benefit Rs. 42,000
Money paid Rs. 20,000
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Originally Posted by kaviprem Hi,
1) 4yr/40K Gold AMC will NOT cover 4yr/45K scheduled service even if the ODO is less than 40K. I was in a similar situation with the Gold AMC. Reason being the service is termed as 60K service but not as 4yr service |
Hi Prem. Agreed. I explained the same thing and TATA's rationale for that in my original post.
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2) Unless you report problems on any of the items you mentioned above and TASS agree to the problem and replace, they will NOT look into it until you go for 45K scheduled service, then, 40K Gold AMC will not be honored.
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Not if the 45K service is at the end of the 3rd year (as in my case because I will not be running the truck @ 15K a year). So my 3rd (45K) service will be within the stipulated 4 year coverage period for AMC replacement of wear-n-tear/running repair parts till the full 4 years (
or 40,000 kms - but in my case that will probably be more than 4 years time wise). Basically, in my case, the GOLD AMC will cover me for parts for the full 4 years, but not cover the 3rd/45K km service.
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3) For example - I got my Clutch, Brake assembly, ECU covered in Gold AMC before 40K. But, when I went for 60K service, I paid for Suspension Bush, Tie rod/joints, etc ... that came up to Rs.8000 and odd though I had Silver AMC till 90K.
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Depends. If you had a 4 year/40K km GOLD AMC (I'm assuming that's what you had) and you went for the replacement of those parts BEFORE going for your 60K kms service (but within the stipulated cover period of 4 years) then your GOLD AMC would have covered the 8000 bucks for suspension bushes, tie rod/joints, etc. as well. Please correct me if I understand that wrong.
SILVER AMC up to 90K is no use for that as it would simply cover the service labor/consumables cost of your 45K, 60K, 75K, and 90K services - again, I'm assuming you bought a top-up 50K kms SILVER AMC after the termination coverage of your forst 40K kms GOLD AMC (and not both concurrently). Of course if you buy a 4 year/50Kkms SILVER AMC after already completing 40K kms, you pay much more (Rs. 28,370/-) than the Rs. 16,055/- you pay if you buy the same coverage within the first 10,000 kms.
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Originally Posted by 4x4addict or buy a vehicle that doesn't require suspension overhaul at 60K kilometers, which most modern vehicles don't... |
LOL Too late (redundant) advice for most of us here on this thread!