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Can they do a completely black bike?
I am mostly paying advance tomorrow and i dont mind an extra charge to get me blacks :)
Why do they need such a huge front money? Cant they just do it with 30K.
Quote:
Originally Posted by NitinMakhija
(Post 3162050)
Thanks to a friend, got these pics from a recent Ghat ride. |
Is this a test mule 390? Surprised to see one on the road before any of us have got one.
The 390 is not scribbled on the tank as official pictures suggest?
Quote:
Originally Posted by VW2010
(Post 3162113)
Can they do a completely black bike? |
Like this? (courtesy: Wolfy)
![The KTM Duke 390 Ownership Experience Thread-black-duke.jpg](https://www.team-bhp.com/forum/attachments/motorbikes/1103196d1691569928t-ktm-duke-390-ownership-experience-thread-black-duke.jpg)
The electricals - is it 12v? What kind of battery? Light (halogen?)? Any 12V outlet? Can I install one without skinning?
Engine immobilizer/ alarm can be installed?
Quote:
Originally Posted by ebonho
(Post 3162142)
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What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin.
Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment.
Quote:
Originally Posted by ebonho
(Post 3162142)
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Doc! Now that's what I call a trans Himalyan bike package, perfect for a tri-nation tour? :D
But what about the dirt splash on the radiator etc due to high mud guard. :eek: Even otherwise with stock mud-guard also there will be a fair amount of dirt splash.
Quote:
Originally Posted by sandeepmohan
(Post 3162332)
Visited KTM Indiranagar to hand over finance documents. A display bike will be there on Monday. Attached the interest rates based on down payment. |
Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan. Too too expensive IMO.
Opt for a nationalized bank even though documentation is on a higher side.
Even we can get a personal loan for 13 to 14% floating under some corporate tie ups with banks. They why pay so much extra and still get vehicle under hypotheciation?
Check out following link for calculating EMI:
http://www.deal4loans.com/Contents_Calculators.php
Quote:
Originally Posted by djay99
(Post 3162477)
Interest rate they are quoting is flat and not floating.
Its like paying over 19% PA for a 12 months loan.
Opt for a nationalized bank even though documentation is on a higher side. |
Thank you providing the link and bringing this to my attention.
Yes; the interest rate is fixed.
I am well aware that nationalized banks have better interest rates as I have a car loan with SBI. Nationalized banks don't really require any more documentation than what I submitted to Bajaj Finance.
Quote:
Originally Posted by djay99
(Post 3162477)
Opt for a nationalized bank even though documentation is on a higher side. |
I spoke to the SBI toll free line and their interest rate comes to 17.95% per annum for a two wheeler loan. Nowhere as attractive as their four wheeler loans. I save something like Rs. 900 if I were to compare it to what Bajaj Finance are offering. Trying to get the loan done by myself with SBI will require a little running around. I did it once for my car loan as I opted to do it myself. Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say?
Quote:
Originally Posted by sandeepmohan
(Post 3162661)
Its time stuck in traffic, away from office/home to get all the paper work done and at this difference, its not worth is what I feel. What do you say? |
If thats what the saving is, it doesn't make sense at all - Save your frustration by avoid Govt banks.
Unless you are planning to pre-close, Govt Banks have better deals.
For the corner junkies -
This tyre has inclination markings 1 to 5 :thumbs up
The interest rates are pretty high. But they have to keep it that way to make atlesat 15-18K in a year. Else no point renting their money here.
IMHO negotiate and you can strike a deal. Try to up the front money and reduce it to say 1L Loan. Even for 1L you will end up paying close to 12K more in a year with their fee etc added.
Quote:
Originally Posted by amolpol
(Post 3162298)
What tyres are those, do you know? I've been wanting a very similar setup for the duke that I intend to buy soon and this picture was the last nail in the coffin. |
Front Sirac, Back Vee Rubber.
Was the white and orange color theme (sans orange frame and alloys) available on 200 from before? I thought it's exclusive to the 390! :Frustrati
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