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Originally Posted by tamsaif Firstly, thanks all for sharing your knowledge and experiences with cars.
I have spent countless hours scouring these posts and enjoyed them immensely. |
Thanks tamsaif, I am happy that this thread is helpful to you.
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Originally Posted by tamsaif But now I need some advice. |
I will try my best to help.
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Originally Posted by tamsaif I have decided to book the new Honda City S-MT in a few days, for which I'd appreciate your help in making some choices. |
First of all many congratulations on booking Honda City.
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Originally Posted by tamsaif 1. Insurance: My current vehicle, Santro Xing XO, will complete 5 yrs in May with no claims made on its Cholamandalam policy.
Pride Honda (Madhapur, Hyderabad) is quoting Rs. 30k for insurance. After enquiries on Apnaloan.com, I got a call from L&T insurance
who have quoted Rs.11.5k after the no-claims discount of 45% and another 35% given to new Honda cars. Final figure is inclusive of some
misc charges & tax ).
Is there anything I need to make absolutely sure before I buy insurance from L&T. Is there a preferred insurer for Honda?
For instance, I found out (from a Hyundai dealer) that New India insurance is preferred for Hyundai because they allow paint touch-ups on body
and both bumpers even if claim is for one bumper. Should I get 'zero depreciation policy"? |
Honda has their own Insurance program known as Honda Assure. They have tie ups with companies like Ifco tokyo, national insurance company, bajaj allianze, royal sundaram and universal sompo general insurance. I will advice you to opt for Honda assure which comes with 0 dep scheme. If you are willing to get it done yourself than opt for companies which have tie up with Honda like bajaj allianze. I guess you still can transfer your NCB to Honda assure policy. Please do confirm this from your sales representative.
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Originally Posted by tamsaif 2. Tyres/Alloys: Which tyres should I insist on getting as standard issue. Can I use the factory fitted alloys for Michelin 195/60 R15
( replacing the standard 175s). Will changing the tyres affect the warranty in any way (pardon my ignorance).
Will changing to Michelin affect the dynamics, tyre noise and/or safety aspects of the car? If I can replace the standard tyres, what price
should I expect in exchange and from whom? |
You ask your sales person to give you a car which comes with stock michellins. Later you can upgrade to 195 sections and I think stock alloys are fine for this size.
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Originally Posted by tamsaif 3. Exterior protection: Pls suggest how to best protect the exteriors including under body ( 3M, Teflon etc). |
If it is too humid and rainy in your City then you should go for underbody protection. For exteriors you can opt for 3M exterior care. And regularly use Carnauba waxes like Formula one and Collinite to maintain the gloss.
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Originally Posted by tamsaif 4. Performance upgrades: Guess I should not be tinkering with a new car and just enjoy its reliability, but is there anyway I can raise the hp or
torque without detrimental effects on safety and/or warranty. I always hear about Red Rooster upgrades, but is it recommended just yet? |
I am a guy who prefers to keep the cars as stock as possible and I am complete noob when it comes to performance mods. I will request experts to shed some light on this.
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Originally Posted by tamsaif 5. Freebies: What freebies should I insist the dealer offer me (cover, cushions?) |
Try to get as much as cash discount as possible along with freebies like car cover, cushions, etc.
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Originally Posted by tamsaif 6. Handling and Registration: Is there a way I can incur lower costs here? |
If you register the car yourself you can save couple of thousand or more but I will suggest you against it for peace of mind.
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Originally Posted by tamsaif 7. Immobiliser: I guess it a standard, so will I need Auto cop? |
SMT comes with factory key less entry system along with immobilizer. No need of autocop.
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Originally Posted by tamsaif 8. I saw some really cool head units that have blue tooth and can even connect to my iphone. If only the standard equipment was equally capable. |
Sigh!
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Originally Posted by tamsaif 9. I remember paying Rs. 50k as booking amount for my Santro in 2007. Should I insist the dealer to accept initial amount without extra charges? |
Normally dealers ask for fixed amount of money for booking. I also paid 50K for booking.
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Originally Posted by tamsaif 10. Planning to get 3rd & 4th yr/80,000km Extended Warranty and 4yr cover for Road Side Assistance. Am I being overcautious? |
Earlier we used to get 4 + 4 year program as standard but now it is available on cost. With an Honda you can live trouble free for years. IMHO this is not required but go for it for extra peace of mind. It's worth the cost.
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Originally Posted by tamsaif 11. Do the wind shield and other glasses already have a tint? |
For better AC performance I advise you to go for good aftermarket sun films.
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Originally Posted by tamsaif 12. Things to watch with I am selling my old car ( documentation & transfer ). |
Make sure you sell your car to a reliable party and also make sure that the car is transferred to his name so that you are not liable after selling it.
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Originally Posted by tamsaif 13. Kindly share if I am missing something. |
Just rev the i-VTEC and enjoy!
Please share the final OTR and which color have you opted?