Hi Abhi413
I am a bit confused here, I have a KA registered Brio that I have been driving in Pune, I have been caught twice in the last 4 years, the cops told me that:
1. For the first year, you need to pay the road tax and get an NOC from Pune RTO. If caught, they will see the payment of tax date and see if its within one year.
2. If you stay longer than one year, then you WILL have to re-register the car in Pune else I will be fined again, in this case Tax receipt wont help. I argued what if I dont re-register and dont pay the fine, to which he said the car will be impounded till you re-register.
So based on point #2, I think I will still be harassed by the cops if I pay road tax in Pune and dont change the registration from KA to MH after one year since payment of tax.
I was refused the NOC from SBI bank in Bengaluru in 2014 when I shifted to Pune, saying I need to repay the loan fully first (their argument: people vanish and dont pay EMIs, making it difficult to trace the car as well as owner). This also meant that I couldn't complete the formalities at Bengaluru RTO to get their NOC since that is required for re-registration in Pune.
Now, we closed our loan in late 2016, and got a NOC from SBI which is valid for an year (now expired), I will have to get a fresh NOC from SBI Bengaluru office, show it to KA RTO and get KA NOC (I will also have to get the vehicle inspected which means I will have to take the car to Bengaluru or pay an agent)
This entire process means I lose a lot of money and precious time. So I have found a better way to deal with this. Since 2014, I have been caught only twice. Each time I have bribed 2000 Rs to the cops. Which comes to 4000 INR in 4 years ! This is still profitable than paying MH road tax (might come to 40k INR), then getting the car or myself back to Bengaluru - either alone by plane and paying an agent there or by driving and getting it done myself - for getting NOC and then the constant follow-ups for KA tax refund.
I plan my city drives where the probability of getting caught is low and I also have a back-up car of my dad to drive in city limits. The Brio is mostly kept for long distance drives. In the last two instances, I have sweet talked cops into bribing. Cant help !
Human greed and lack of understanding of people's needs as far as vehicle transfer is concerned can sometimes be used as a benefit
I would have re-registered the car immediately in 2014 if I had got the NOC from KA as I was not married then, but as time passed, office travel and home responsibilities increased and now I can't spare time for such things, also there's too much money involved. I have decided to sell the car next year in Bengaluru, as my family expands. The Brio cannot fit a baby's pram anyway
Off topic: SBI's argument was a stupid as it can get, the car's chassis number can reveal the details of the current registration (Pune or Bengaluru) of the car, moreover, they have my PAN card details as well as Passport details, so even if I cheat the bank, they can still get me. The tried to make me a victim of the system they cant handle.