Insurance Renewal Post Due Date

suvi · 16th June 2009, 10:20

My friend's bike insurance ended on Thursday and he was stopped and fined by police on Friday when he was taking the bike (for inspection) to renew the insurance. I agree we must try to renew it before due date, but once in a while people do miss things.
Do Insurance companies perform inspection at residence/office for extra charge in these situations? Forget about paying fine, it is dangerous/costly/illegal to drive an un-insured vehicle.
Does anyone know of insurance companies who inspect the vehicle "onsite"?

ms001 · 16th June 2009, 10:55

Quote:

Originally Posted by suvi

My friend's bike insurance ended on Thursday and he was stopped and fined by police on Friday when he was taking the bike (for inspection) to renew the insurance. I agree we must try to renew it before due date, but once in a while people do miss things.
Do Insurance companies perform inspection at residence/office for extra charge in these situations? Forget about paying fine, it is dangerous/costly/illegal to drive an un-insured vehicle.
Does anyone know of insurance companies who inspect the vehicle "onsite"?

you can get your insurance renewed online without inspection 14 days before expiry from bajaj allianz

JVH · 16th June 2009, 10:59

Have you checked with policybazar?
They do it online providing various options

CrackedHead · 16th June 2009, 11:05

Yes - Insurers do inspect vehicles "onsite". My insurance agent has arranged for an inspection at my house a couple of times for me (for car and 2 wheeler). My insurer is Tata-AIG.

MrinalSinha · 16th June 2009, 16:11

You can always get your vehicle insured. Contact your insurer he will provide you with the information to proceed.

greenhorn · 16th June 2009, 17:42

my car's insurance lapsed on the 13th and I had no clue

My TASC phoned me to tell me that it had lapsed. They said they could send a guy to my office. he checked the odo, took payment , and said he'd get it done by today!

suvi · 17th June 2009, 11:42

Thanks for the response. i will ask my friend to contact Tata AIG in case he forgets again

bharanidharang · 17th June 2009, 11:59

As far as i know, if old insurance has expired, we have to show the vehicle for renewal. if done earlier, they dont insist.

i might be wrong though.

16th June 2009, 10:20	#1
suvi BHPian Join Date: Jan 2008 Location: Bangalore Posts: 122 Thanked: 6 Times	Insurance Renewal Post Due Date My friend's bike insurance ended on Thursday and he was stopped and fined by police on Friday when he was taking the bike (for inspection) to renew the insurance. I agree we must try to renew it before due date, but once in a while people do miss things. Do Insurance companies perform inspection at residence/office for extra charge in these situations? Forget about paying fine, it is dangerous/costly/illegal to drive an un-insured vehicle. Does anyone know of insurance companies who inspect the vehicle "onsite"?
	() Thanks

16th June 2009, 10:59	#3
JVH Senior - BHPian Join Date: Aug 2008 Location: Bangalore Posts: 1,052 Thanked: 213 Times	Have you checked with policybazar? They do it online providing various options
	() Thanks

16th June 2009, 11:05	#4
CrackedHead BHPian Join Date: Apr 2009 Location: Seattle Posts: 585 Thanked: 81 Times	Yes - Insurers do inspect vehicles "onsite". My insurance agent has arranged for an inspection at my house a couple of times for me (for car and 2 wheeler). My insurer is Tata-AIG.
	() Thanks

16th June 2009, 16:11	#5
MrinalSinha BHPian Join Date: Jun 2008 Location: Hyderabad Posts: 202 Thanked: 23 Times	You can always get your vehicle insured. Contact your insurer he will provide you with the information to proceed.
	() Thanks

16th June 2009, 17:42	#6
greenhorn BANNED Join Date: Apr 2007 Location: KL-01 Posts: 7,878 Thanked: 4,910 Times View My Garage	my car's insurance lapsed on the 13th and I had no clue My TASC phoned me to tell me that it had lapsed. They said they could send a guy to my office. he checked the odo, took payment , and said he'd get it done by today!
	() Thanks

17th June 2009, 11:42	#7
suvi BHPian Join Date: Jan 2008 Location: Bangalore Posts: 122 Thanked: 6 Times	Thanks for the response. i will ask my friend to contact Tata AIG in case he forgets again
	() Thanks

17th June 2009, 11:59	#8
bharanidharang BHPian Join Date: May 2004 Location: Chennai Posts: 409 Thanked: 262 Times	As far as i know, if old insurance has expired, we have to show the vehicle for renewal. if done earlier, they dont insist. i might be wrong though.
	() Thanks