Automobile Insurance Queries? Ask me

rjvora_2000 · 23rd December 2009, 17:36

Quote:

Originally Posted by aryashiv1

I had met with an accident last year. The same was discussed in another thread. The case was pursued by police after a year. I went to the concerend police station and got my self bailed out. In a nutshell:

A bike was hit by my car. I took the lady to the hospital give her some money and went from there. There were no major injury. Also it was bikers fault. May be after I had left they made a police complaint. Now police is pursuing this case after one year. What I want to know is the lady who was injured is now asking for compensation for a huge amount approx. one and half lacs through legal process. My question is what do I have to do in such case. It was not my fault. I have to consult a lawyer also but just a question. What ever compensation court decides who pays me or the insurance company.

Brother,

Court case + legal expense + compensation everything will be handled by insurance company. Just intimate them and they may tell you to submit some requirements and rest everything will be handled by insure.

Who is the insurer?

aryashiv1 · 23rd December 2009, 17:43

Thanks brother. Its Reliance..

rjvora_2000 · 23rd December 2009, 17:45

Quote:

Originally Posted by aryashiv1

Thanks brother. Its Reliance..

Ohh.. God help you.

Now where is the matter? They people helping you properly?

aryashiv1 · 23rd December 2009, 18:00

Why are they so bad. The case has just started. Wil update you tomorrow the exact thing. I have just got a letter from the court today at home.which I have not yet seen.

INDIAN_VAGABOND · 23rd December 2009, 18:16

Quote:

Originally Posted by rjvora_2000

Just figures

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rjvora_2000 · 23rd December 2009, 18:20

Quote:

Originally Posted by aryashiv1

Why are they so bad. The case has just started. Wil update you tomorrow the exact thing. I have just got a letter from the court today at home.which I have not yet seen.

By any chance are you from Mulund because I am also from Mulund. I will PM you my cell no. Let's meet over a cup of coffee and discuss in detail.

navan49 · 23rd December 2009, 19:31

Hi rj ji,

I envy on you Mumbaikars, If I could have been there I could have enjoyed the coffee, as well as the discussion. As the earth is small, hope we will meet one day. I handed over the Ritz TO MSM. The guy who took the car was well informed by my SA. He assisted immediately, when I reached there and gave claim form as you told and filled it up and reported to the Surveyor. Hope tomorrow after the estimate they will call me and start the job. Hope fully due to holidays they might deliver on Monday or Tuesday

rjvora_2000 · 24th December 2009, 09:33

As per the latest development on the IRDA site they have asked all the insurer to submit the data of the various court cases on them, in India.

I think we will have a better idea on the working of Indian Insurer's. Only after the report comes which will take time.

submission171209.pdf

mjothi · 24th December 2009, 09:58

Quote:

Originally Posted by rjvora_2000

As per the latest development on the IRDA site they have asked all the insurer to submit the data of the various court cases on them, in India.

I think we will have a better idea on the working of Indian Insurer's. Only after the report comes which will take time.

Attachment 250641

What happen to the previous notification from IRDA asking all insurance to share their claim data? I see some work started but nothing solid in there now. Any deadlines?

mjothi · 24th December 2009, 10:04

Quote:

Originally Posted by Raccoon

I'll just keep away from Bharati AXA then. But why stay away from all pvt. companies?? I'v heard bad stories of nationalized insurance companies too... along with bad service. I'll most likely go with Bajaj A. Their quote is the lowest.

As I said, its majority. Bajaj does quotes lesser than other rivals. But do check the fine prints, compulsory deductions, IDV etc.

Again, those bad service is everywhere. Unless you know what is what, you are taken for ride. And that's the whole reason for this thread - Keeps you updated

Try to look around someone who had experiance in claims through Bajaj, and we will know where it stands.

rjvora_2000 · 24th December 2009, 10:12

Quote:

Originally Posted by mjothi

As I said, its majority. Bajaj does quotes lesser than other rivals. But do check the fine prints, compulsory deductions, IDV etc.

Again, those bad service is everywhere. Unless you know what is what, you are taken for ride. And that's the whole reason for this thread - Keeps you updated

Try to look around someone who had experiance in claims through Bajaj, and we will know where it stands.

They are the best as far as claim's are concern. That's what we have seen on Tbhp.

Quote:

Originally Posted by mjothi

What happen to the previous notification from IRDA asking all insurance to share their claim data? I see some work started but nothing solid in there now. Any deadlines?

The report is already out and I had posted the link's on this thread for the same earlier. Welcome to IRDA

mjothi · 24th December 2009, 10:15

Quote:

Originally Posted by rjvora_2000

They are the best as far as claim's are concern. That's what we have seen on Tbhp.

Thats good to hear. I will include it too in my list

Quote:

Originally Posted by rjvora_2000

The report is already out and I had posted the link's on this thread for the same earlier. Welcome to IRDA

I did download some xls, but could nto get head or tail on that

Or may be I got a wrong file. Anyway, thanks for the link.

rjvora_2000 · 24th December 2009, 10:25

Quote:

Originally Posted by mjothi

I did download some xls, but could nto get head or tail on that

Or may be I got a wrong file. Anyway, thanks for the link.

You got the right file but those report's are in such a condition that even a common men like me also could not understood much from those files.

Government and their reports are not meant for understanding, for us.

aryashiv1 · 24th December 2009, 10:42

Thanks brother. It is nice talking to you and you are a great help buddy. Looking forward to meet you soon. Thanks again.

rjvora_2000 · 24th December 2009, 10:57

Quote:

Originally Posted by aryashiv1

Thanks brother. It is nice talking to you and you are a great help buddy. Looking forward to meet you soon. Thanks again.

I belive this is the link of the Thread which you have written till date.

http://www.team-bhp.com/forum/street...dent-case.html

I will go through entire thread sometime in the day as an when I am free in the day.

23rd December 2009, 17:43	#767
aryashiv1 BHPian Join Date: Sep 2009 Location: Mumbai Posts: 132 Thanked: 2 Times	Thanks brother. Its Reliance..
	() Thanks

23rd December 2009, 18:00	#769
aryashiv1 BHPian Join Date: Sep 2009 Location: Mumbai Posts: 132 Thanked: 2 Times	Why are they so bad. The case has just started. Wil update you tomorrow the exact thing. I have just got a letter from the court today at home.which I have not yet seen.
	() Thanks

23rd December 2009, 19:31	#772
navan49 Senior - BHPian Join Date: Nov 2009 Location: CHENNAI Posts: 1,001 Thanked: 73 Times View My Garage	Hi rj ji, I envy on you Mumbaikars, If I could have been there I could have enjoyed the coffee, as well as the discussion. As the earth is small, hope we will meet one day. I handed over the Ritz TO MSM. The guy who took the car was well informed by my SA. He assisted immediately, when I reached there and gave claim form as you told and filled it up and reported to the Surveyor. Hope tomorrow after the estimate they will call me and start the job. Hope fully due to holidays they might deliver on Monday or Tuesday Last edited by navan49 : 23rd December 2009 at 19:36.
	() Thanks

24th December 2009, 09:33	#773
rjvora_2000 Senior - BHPian Join Date: Mar 2008 Location: Mumbai/Mulund Posts: 1,664 Thanked: 57 Times	As per the latest development on the IRDA site they have asked all the insurer to submit the data of the various court cases on them, in India. I think we will have a better idea on the working of Indian Insurer's. Only after the report comes which will take time. submission171209.pdf
	() Thanks

24th December 2009, 10:42	#779
aryashiv1 BHPian Join Date: Sep 2009 Location: Mumbai Posts: 132 Thanked: 2 Times	Thanks brother. It is nice talking to you and you are a great help buddy. Looking forward to meet you soon. Thanks again.
	() Thanks